Active Aging News (“Active Aging News,” “we,” “our,” or “us”) operates the Services, which include our newsletters, website, AI Chatbot, and related social media pages. By using these Services, you agree to be bound by this Agreement.

1. Content & AI Chatbot

• Proprietary Rights: All materials on the Services, excluding User Content, are owned by Active Aging News or our partners. You are granted a limited, revocable license for non-commercial use only.
• AI Chatbot: The Services include an automated AI Chatbot. Responses are generated for informational and entertainment purposes only.
• No Professional Advice: No content on the Site, including AI-generated responses, is a substitute for professional medical, financial, or legal advice. Always seek the advice of a qualified professional.
• User Content: If you submit content, you grant us a perpetual, worldwide license to use, display, and distribute it.

2. Conduct

You agree to use the Services only for lawful purposes. You are prohibited from:

• Using the Services to harass, abuse, or harm others.
• Attempting to circumvent security features or collect data on other users.
• Sharing illegal, obscene, or defamatory content.

3. Third-Party Links & Advertising

• Third-Party Sites: The Services may contain links to sites operated by others. We do not monitor or control these sites and are not responsible for their accuracy or safety.
• Advertisements & Affiliates: We may feature third-party advertisements or affiliate links. Our inclusion of an ad is not an endorsement, and any transaction you make with an advertiser is solely between you and that party.

4. Disclaimers and Limitation of Liability

• “As Is” Basis: The Services are provided without warranties of any kind, express or implied.
• AI Accuracy: We do not warrant that AI-generated content will be accurate, reliable, or error-free.
• Liability Cap: To the fullest extent permitted by law, Active Aging News will not be liable for any indirect or consequential damages. Our total liability shall not exceed the amount you paid us in the 180 days preceding your claim; if you have paid nothing, your sole remedy is to stop using the Services.

5. Legal Terms

• Governing Law: This Agreement is governed by the laws of the State of New York.
• Binding Arbitration: Any dispute arising from this Agreement will be resolved through binding individual arbitration in New York, NY. You waive your right to a jury trial or to participate in a class action lawsuit.
• Indemnity: You agree to indemnify Active Aging News against any claims arising from your breach of these Terms.

6. Contact Us

For questions regarding these Terms, please contact support@activeagingnews.com.